Mortgage guide
Playbook: Stop the Rate Shell Game
See how lenders use points, credits, teaser locks, and fee stacking to inflate your rate—and how Selectic rebuilds every quote from raw sheets.
Read the mortgage playbook →Selectic Playbooks
Traditional players rely on confusion: point ladders, dealer bundles, buyer-agent steering. These guides show every move—and how Selectic flips the incentives in your favor.
Mortgage guide
See how lenders use points, credits, teaser locks, and fee stacking to inflate your rate—and how Selectic rebuilds every quote from raw sheets.
Read the mortgage playbook →Car buying guide
Unpack monthly-payment bait, F&I bundles, trade-in spreads, and APR markups that keep buyers overpaying at the dealership.
Read the car playbook →Real estate guide
Learn how traditional agents steer inventory, over-escalate offers, and rush closings—and how Selectic’s AI agent protects every lever.
Read the real estate playbook →